Privacy Policy – iGoal

Last Updated: 25th Feb, 2025

Opulence Capital Investments Ltd. is the proprietary owner of this digital product iGoal (otherwise referred to as “iGoal by Opulence Capital”, ‘‘the product”, “us” or “we”) understand that your privacy is important to you. We are committed to respecting your privacy and protecting your personal data, which is any information that is capable of identifying you as an individual person (“Personal Data”). This Privacy Policy describes how we handle and protect your Personal Data in connection with iGoal.

1. Legal Basis for Data Processing

Contractual Necessity: To provide you with requested services.
Legal Obligation: To comply with financial regulations, including AML/CTF laws.
Legitimate Interest: To improve services, prevent fraud, and ensure security.
Consent: Where required, we obtain explicit consent for specific data processing activities.

2. Information We Collect

Identification Information: Name, date of birth, gender, address, phone number, email, and national ID.
Financial Information: Bank account details, credit card numbers, tax information.
Transaction Information: Details of payments, withdrawals, and transaction history.
Background Information: Public records, regulatory compliance checks.
Device & Usage Information: IP addresses, browser details, cookies, and geolocation.

3. Cross-Border Data Transfers

We may transfer your data internationally, including to the United States, Canada, and Nigeria. Where transferred to jurisdictions without equivalent legal protections, we implement safeguards such as Standard Contractual Clauses (SCCs) to ensure compliance.

4. User Rights

Access: Request a copy of your data.
Correction: Request changes to incorrect or incomplete data.
Deletion: Request removal of data, subject to legal retention requirements.
Data Portability: Request a structured, machine-readable format of your data.
Objection: Object to processing based on legitimate interests.
Restrict Processing: Request limited use of your data in specific circumstances.
Withdraw Consent: If processing is based on consent, you may withdraw it at any time.

To exercise these rights, contact support@igoal.finance.

5. Cookie Policy

We use cookies and similar tracking technologies to enhance user experience, personalize content, and measure marketing effectiveness.

6. Data Breach Notification

If a data breach poses a high risk to your rights, we will notify you and relevant authorities as required by law.

7. Information Sharing & Disclosure

Service Providers: Payment processors, identity verification services, regulatory bodies.
Government Authorities: Compliance with AML regulations.
Business Partners: For fraud prevention, compliance, and payment facilitation.

8. Retention Periods

We retain your personal data for as long as necessary to provide services, comply with legal requirements, and resolve disputes.

9. Security Disclaimer

You are responsible for maintaining your account security. If you suspect unauthorized access, reset your password immediately and notify support.

10. Marketing Opt-Out

To opt out of marketing communications, click the ‘unsubscribe’ link in emails or adjust notification settings in your account.

11. Automated Decision-Making

We may use automated systems for fraud detection, credit risk assessment, and compliance verification.

12. Updates to this Policy

We reserve the right to update this Privacy Policy. Significant changes will be notified via email or in-app alerts.

13. Contact Us

For questions, complaints, or requests related to your data, contact us at support@igoal.finance.